The Internet reported that the U.S. Federal Housing Finance Administration (FHFA) recently issued an order to explore how to include cryptocurrencies in risk assessments of single-family residential mortgages. Once implemented, it could allow long-term cryptocurrency holders to use their digital assets when qualifying for mortgages without having to liquidate them. In order to realize its full potential, the final proposal must reflect how cryptocurrencies actually work. This means recognizing the legitimacy of autonomous custody of digital assets.