Introduction: 2025 Cross-Border Broker Policy Upgrade

Following Tiger Securities' suspected illegal operations in mainland China that drew widespread attention, the Hong Kong Securities and Futures Commission (SFC) continues to tighten regulation of Chinese brokerage firms. Futu Securities' new June 2025 regulations clearly state:

⚠️ Comprehensive ban on Chinese mainland residents opening accounts through existing proofs

⚠️ Mainland identity applicants must simultaneously submit:

1. Valid original Mainland ID card (passport alone not accepted for account opening);
2. Hong Kong/Macau work visa/residence proof/pay slip issued after January 1, 2025;

This article will provide compliant users with the latest version of Futu Securities account opening guide, covering Futu Moomoo APP full-process operations and policy redline interpretations.

I. Futu Securities: Hong Kong Stock Market Leader with 20 Licenses

Futu Securities International (Hong Kong) Limited, founded in 2012, is a licensed corporation recognized by the Hong Kong Securities and Futures Commission (Central Number: AZT137). Its parent company, Futu Holdings (Nasdaq: FUTU), is listed on NASDAQ. Relying on its self-developed Futu NiuNiu APP and global platform Futu Moomoo, Futu Securities has covered more than 10 markets including Hong Kong, US, and Singapore, holding 20 financial licenses and serving over 26 million users worldwide, firmly ranking first in Hong Kong retail brokerage trading volume.

Core Advantages:

• Technology-Driven: Provides real-time market quotes, intelligent trading tools, and investor community, supporting multi-market trading including Hong Kong stocks, US stocks, and Stock Connect.
• Global Layout: Through platforms like Futu Moomoo, provides low-threshold investment channels for global users.
• Compliance Assurance: Strictly regulated by the Hong Kong Securities and Futures Commission, with client assets held in segregated custody and transparent trading security.

II. Is Futu Securities Safe? 2025 License Panorama Interpretation

Licensed Legally: Futu Securities International (Hong Kong) Limited holds a total of 20 financial licenses and qualifications, providing secure and reliable securities trading services. Regulated by multiple financial regulatory authorities including the Hong Kong Securities and Futures Commission (SFC), US Securities and Exchange Commission (SEC), and Monetary Authority of Singapore (MAS).

Fund Protection: Covered by the Hong Kong Investor Compensation Fund (ICF) and US Securities Investor Protection Corporation (SIPC); providing up to HKD 500,000 protection per investor for securities and futures traded on HKEX, and up to USD 500,000 for US stock assets.

Account Protection: Client assets are independently segregated and held in custody by banks; equipped with a self-developed risk control system dedicated to protecting user data security.

 

III. Detailed Explanation of 5 Futu Moomoo Account Opening Methods (2025 Policy Edition)

Currently, Futu (Moomoo) provides 5 account opening methods. Below are the step-by-step instructions for each method.

Go to "Account" → "Open Account Now"

Mandatory Prerequisites:

• APP Version Requirement: Futu NiuNiu v13.47.14108 or higher
• Requirements for Mainland Users:
  • Valid original Mainland ID card
  • Proof of Hong Kong/Macau work or residence issued within last 3 months (digital copy)

Method 1: Online Account Opening (Recommended)

Advantages: Entirely online, fastest approval (1 day)

1. Click "Online Transfer" → "Next"

2. Complete information fields (in order):

• • Personal Information: Fill in personal identity details
  • ID Documents: Upload clear front/back photos of ID (e.g. Hong Kong Permanent Resident ID)
  • Address Proof: Provide detailed country/region address with supporting documents (e.g. bank statement)
  • Employment Status: Select education level and occupation; employed users must provide company information
  • Financial Status: Select personal financial situation
  • Investment Experience: Select personal investment experience
  • Tax Information: Provide detailed tax information
  • Additional Disclosures: Confirm other required disclosures

3. After completing information, select account types: Securities Account, Fund Account, and/or Futures Account

4. Carefully review risk disclosures, confirm information, and submit e-signature

5. Complete identity verification via transfer from your Hong Kong bank account with same name. Minimum: HKD 10,000 or USD 1,500

6. Wait for account approval (1-2 business days). Notification via email or in-app message

Method 2: Mail-in Check Account Opening

Same as online application → Download documents → Mail to Futu Hong Kong HQ

1. Click "Mail Check" → "Next"; Complete information same as online method

2. After completing information, download, sign and mail documents to Futu Securities

Method 3: Scheduled In-Person Verification

1. Click "Schedule Appointment" → "Next"; Complete information same as online method

2. After information, select verification location and time slot. SMS confirmation with verifier details

Method 4: Third-Party Witness Verification

1. Click "Third-Party Witness" → "Next"; Complete information same as online method

2. After information completion, print, sign documents and mail to Futu Securities

⭐ Method 5: Dedicated Channel for Mainland Investors (For those working/living abroad)

1. Click "Mainland Client Account Opening" → "Next"

2. Upload required documents: Residence permit, work visa, pay slips, etc.

3. Complete Mainland identity verification

4. Complete additional information including Mainland tax details

5. Select account type, read risk disclosures, complete facial recognition, and submit e-signature

Method Comparison

Method	Applicable Users	Processing Time	Key Actions
Mail Check	Without HK bank account	7-10 days	Mail check to Admiralty HQ
Scheduled Verification	Visitors to Hong Kong	3 days	In-person at TST branch
Mainland Special Channel	Overseas workers	2 days	Video verification + Chinese agreement

IV. Top 10 Futu Securities Account Opening FAQs for 2025

Q1: Can mainland residents open Futu Securities accounts in 2025?

• • Only users with Hong Kong/Macau work permits or overseas residency cards, requiring valid 2025 address proof

Q2: Minimum funds for Futu Moomoo account opening?

• • No fees for account opening, but bank verification transfer must be ≥15,000 HKD (≈1,920 USD)

Q3: Top 3 reasons for application rejection?

• • Expired overseas proof (must be issued in 2025)
  • APP not updated to v13.47.14108+
  • Missing "FUTU + ID Number" in bank transfer reference

Q4: How to open account without Hong Kong bank account?

• • Use "Mail Check" method: Complete application → Download docs → Mail to 34/F United Centre, 95 Queensway, Admiralty, Hong Kong

Q5: Regulatory bodies overseeing Futu Securities?

• • Hong Kong SFC (Licenses 1/2/3/4/5/7/9) + US FINRA member + Singapore MAS approval

Q6: Personal information security measures?

• • AES-256 encryption for data transfer
  • Liveness detection for facial recognition
  • Self-destructing document storage

Q7: Can I trade A-shares with Futu Moomoo?

• • No direct A-share trading; access via Shanghai/Shenzhen-Hong Kong Stock Connect

Q8: Accepted overseas proof documents?

• • Work: HK/Macau employment contract + visa
  • Residence: HK utility bill/government tax notice/bank letter
  • Study: HK university enrollment proof (valid through 2025)

Q9: Timeframe from opening to trading?

• • 1-2 business days for online approval; activation after bank verification

Q10: How to contact Futu customer service?

• • Phone: +852 2523 3588 (24/7 bilingual)
  • Email: [email protected]
  • Branch: Causeway Bay (500 Lockhart Road) open until 21:00 weekends

Conclusion: Regulatory Compliance is Essential

As Futu Securities tightens its 2025 account opening requirements, mainland users must provide dual proofs plus Hong Kong bank verification exclusively through the official Futu Moomoo App. As a leading global platform for Hong Kong and US stocks investment, Futu Securities offers exceptional trading experience, diverse product offerings, and robust security.

This comprehensive guide has equipped you with clear understanding of Futu Securities' account opening process. Begin your Hong Kong and US stock investment journey to access global market opportunities and achieve steady asset appreciation.

During your investment journey, we recommend close monitoring of market trends, strategic portfolio planning, and maintaining effective risk controls to safeguard your investment interests.

Related Reading

FUTU vs Tiger Brokers - 2025 Multi-Dimensional Comparison (with Tiger Brokers April account opening benefits)

2025 US Brokerage comparison and recommendation guide | Essential Guide to Investing

Best Forex Trading Platform Recommendations for 2025: Full Analysis of Regulatory Compliance and Trading Costs