uSMART Yingli Securities is an innovative fintech brokerage headquartered in Hong Kong. With its cutting-edge intelligent trading system and powerful data analytics tools, uSMART is committed to building an efficient, convenient, and diversified global asset allocation platform for investors worldwide. Through its comprehensive uSMART desktop and mobile applications, users can seamlessly participate in trading a wide range of financial products, including stocks, ETFs, US stock fractional shares, options (including US and index options), structured products, futures, funds, warrants, and bull/bear certificates, covering major international markets such as Hong Kong, the US, and Singapore.

This article will thoroughly break down the complete stock order process on the uSMART platform, accompanied by illustrated step-by-step instructions, helping you quickly master the platform's usage and confidently take your first steps into overseas investing.

Introduction to the uSMART Trading Platform Interface (App Version)

Log in to the uSMART App by entering your username and password to access the uSMART trading platform.

The uSMART trading platform features 5 main function Tabs:

• Quotes Market Data
• Intel Smart Investing
• Trade Trading
• Quick Discover
• Me Profile

Below is an introduction to the content of each function Tab.

Quotes Market Data

The Quotes page features five sections: "Watchlist My Portfolio," "US US Stocks," "SG Singapore," "HK Hong Kong Stocks," and "CN Mainland China Stocks," providing users with real-time market quotes and detailed stock information, including bid and ask prices, trading volume, etc.

uSMART offers comprehensive financial product coverage, supporting not only trading of Hong Kong, US, and Singapore stocks but also trading of financial derivatives such as US stock options, index options, warrants, and bull/bear certificates. It also supports streaming quotes and other services to meet the needs of investors with different investment preferences.

Notably, uSMART's US stock options service is directly connected to 16 US exchanges, offering access to 1.5 million products with extensive and diverse choices. Options quotes are updated in milliseconds with real-time pricing, and filtering functions are supported, enabling investors to promptly capture market movements and opportunities. uSMART now offers zero-commission trading on US stock options, significantly reducing investment costs.

Intel Smart Investing

The Intel page includes six sections: "Opportunity," "News," "Community," "Expert," "Expert CN (Chinese Experts)," and "BeeRich," providing investors with diversified market information, including today's hot stocks, smart investment strategies, trend tracking, pattern insights, various financial news, expert analysis, and research to assist in decision-making and improve investment efficiency.

Today's Hot Stocks: Selected by uSMART analysts and the smart investment team after considering nearly ten thousand factor variables, three stocks with growth potential are highlighted to provide users with additional investment inspiration.

Smart Investment Strategies: Offers various investment styles and strategy combinations tailored to different investment preferences and risk profiles, allowing users to view, subscribe to, or trade relevant strategies based on their individual needs.

Pattern Insights: Analyzes market conditions, stock, and industry trend patterns to help users determine optimal entry and exit timing.

Value Gems: Uses investment guru Peter Lynch's "PEG valuation method" to assess individual stocks, helping users determine whether current prices are overvalued or undervalued.

Trend Tracking: Identifies stocks and industries that meet specific trend criteria based on defined indicators.

Community Section: Creates a dedicated space for uSMART users to interact, exchange information, and learn from each other.

Trade Trading

The Trade page serves as the user's personal account dashboard, where they can check account assets, transaction history, perform deposits and withdrawals, conduct currency exchange, monitor order status, apply for IPOs, and more. Additionally, users can switch between US stock, Singapore stock, Hong Kong stock, US stock fractional shares, and US stock options accounts to view detailed account information, track individual stock performance, and manage portfolio asset allocation.

Quick Discover

Through the Quick page, users can explore the latest market trends and opportunities across various financial products, including options, forex, commodities, futures, and cryptocurrencies.

Me Profile

The Me page serves as the app's back-end management interface, where users can check market data permissions (My Quotes), view uSMART events and rewards, and manage app settings, including modifying personal account information, interface language, security settings, and more.

Search for Investment Targets and Add to Watchlist

Click the 🔍 search function in the upper right corner of the page and enter the name or ticker symbol of a stock, ETF, or other investment product to retrieve its market data and other information.

For example: To search for Tesla stock (Tesla, Inc.), enter the ticker symbol TSLA in the search bar. Relevant investment products, news, posts, and FAQs will automatically appear. Select Tesla, Inc. (US TSLA) to enter the product's market data page, where you can view the latest quote, price trend, volume K-line chart, company announcements, financial data, company background, dividends, and more.

Note: The stocks mentioned above are for illustrative purposes only and do not constitute investment advice. All investments carry risks. It is recommended that you conduct thorough research and risk planning before investing.

Click the ♡ icon in the toolbar below to add the stock to your Watchlist for ongoing tracking and observation.

uSMART Official Community Group

Welcome to join our chat group! Here, you can get the latest promotional activities, professional advice, and exciting event notifications第一时间.

uSMART Order Placement Process

The following describes the process for placing a stock buy order on the uSMART App:

1. Search for the desired investment product
2. Select the trading direction
3. Set order details (order type, price, quantity, validity period, etc.)
4. Confirm the order information and submit

Note: The stocks mentioned below are for illustrative purposes only and do not constitute investment advice. All investments carry risks. It is recommended that you conduct thorough research and risk planning before investing.

Step 1: Select the Investment Product to Trade

Log in to the uSMART App, click the 🔍 search icon in the upper right corner, and enter the name or ticker symbol of the investment product you wish to trade, for example, Apple Inc. (ticker: AAPL). Click on Apple, Inc. (US AAPL) to enter the detailed market data page for the product.

Alternatively, click the main function Tab 「Trade」> 「Trade」 to open the quick order entry, and input the investment product name or code in the Symbol/Name field.

Step 2: Select the Trading Direction

At the bottom right corner of the page, click the 「Trade」 button to select the trading direction:

• Buy/Sell：Buy/Sell
• Fractional Trading：Fractional trading allows for trading quantities less than a full unit of stock. For US stocks, the trading unit is "1 share," and fractional trading can involve quantities like 1.67 shares or 3.8 shares.
• Short Selling：Short selling involves borrowing shares from a broker and selling them on the market without holding the underlying asset, then closing the position by returning the asset, profiting from the price difference.
• SMART Savings Plan：A smart investment plan that achieves 'cost averaging' through regular fixed-amount investments.
• Options Trading：Investing in options.
• SMART Order：Smart orders. uSMART offers 11 types of smart orders, using different trigger prices and time points to lock in profits or stop losses.

Here we demonstrate how to perform a fractional trading buy operation.

Step 3: Set Order Details

Set the details of this trade order, including order type, price, quantity, validity period, pre-market/post-market, etc.

The system will display the transaction amount (Amount), current cash available for purchasing shares (Cash), and cash buying power (Cash Buying Power) at the bottom. Click "Unlock to Trade" and enter your trading password.

Order Type

Choose between a Limit Order or Market Order.

Limit Order：Executes at a specific or better price. The advantage is that the order execution price will not be lower than the specified limit price, but it does not guarantee execution;

Market Order：Executes at the current market price (market bid or offer price). The advantage is faster order execution, but it does not guarantee the execution price, which may result in a higher or lower price.

Trade Type

Decide whether this fractional trade will execute based on a specified amount (Amount) or a specified number of units (Shares).

Specified Amount：Click "Amount USD", enter the desired amount in "Price", and the system will automatically calculate the purchasable shares. For example, with $100, you could buy 0.5667 shares of AAPL.

Specified Number of Units：Click "Shares", and enter the desired number of units in "Quantity".

Price

The price at which you want to buy or sell the security.

Quantity

The number of units to buy or sell, must be an integer such as 1 share, 10 shares, 333 shares, etc. The minimum purchase unit for US stocks is 1 share. If you wish to invest less than 1 share, choose Fractional Trading.

Time-In-Force

Select the validity period of the order, including Day, Good Till Cancelled (GTC), and Good Till Date (GTD).

• Day means the order is only valid during the trading hours on the day of placing the order and will be automatically cancelled if not executed by the end of the day.
• Good Till Cancelled (GTC) means the order remains active until it is either filled or manually cancelled.
• Good Till Date (GTD) means the order is valid until a specified date.

Fill Outside RTH

The US market has pre-market and after-hours trading mechanisms. Users can set whether this order remains effective during pre-market or after-hours trading sessions.

Add-on Order

An add-on order is an additional closing order placed after the initial order is executed. Users can set take-profit orders (take-profit limit orders), stop-loss orders (stop-loss market orders), or take-profit + stop-loss orders (take-profit limit orders + stop-loss market orders) to manage risk.

Step 4: Confirm Order Details and Execute Trade

Review the order details, and after confirming all settings are completed, click 'Buy'>'Confirm' to submit your order.

How to Track Your Order Status?

Navigate to Trade, where you will see Current Holdings (Positions), Today’s Orders, and SMART Order details at the bottom of the page.

Click on Today’s Orders to view the status of your orders.

How to Modify Order Information?

After placing an order, if you wish to modify order information, it depends on whether the order has been executed. Executed orders cannot be modified.

To modify order details, go to Today’s Orders, select the order you want to change, click Modify to adjust the order quantity and price, then resubmit the order.

If you wish to cancel an order, you can do so here by clicking the Cancel icon.

How to View Your Investment Portfolio?

Go to Trade and click on Current Holdings (Positions) to check the holdings and profit or loss status of your investment portfolio.

uSMART Smart Orders

uSMART offers 11 types of smart orders that lock in profits or stop losses based on different trigger prices and times. Users can choose to use 'SMART Order' when deciding on a trading direction.

• Grid Trading: Within a specific price range, buy when prices fall and sell when prices rise.
• Breakout Buy: When the price breaks through a predetermined point, it triggers a buy action.
• Bargain Buy: When the price falls below a predetermined point, it triggers a buy action.
• High Sell: When the price exceeds a predetermined point, it triggers a sell action.
• Fall Sell: When the price falls below a predetermined point, it triggers a sell action.
• Profit Taking Sell: When the stock reaches a preset gain, it triggers a sell action.
• Stop Loss Sell: When the stock reaches a preset loss, it triggers a sell action.
• Trailing Stop Loss: When the stock's price drops by a specified amount during its upward movement, it triggers a sell action.
• Time Weighted Order: Split the trading time evenly and divide the order into smaller parts at each split time node.
• Volume Weighted Order: Divide large orders according to the predicted distribution ratio of trading volumes within a specified period into several smaller orders.
• Price Trigger Order: Trigger an order based on market conditions of associated assets or their own market conditions.

uSMART Smart Regular Investment Plan

The SMART Savings Plan is a featured investment tool of uSMART, allowing users to invest regularly and in fixed amounts on designated dates (daily, weekly, or monthly) in chosen assets.

Through regular fixed investments, users buy more stocks when prices fall and fewer stocks when prices are high. Over time, this not only helps avoid chasing highs and selling lows due to market volatility but also reduces investment costs for good long-term returns.

Currently, the SMART Savings Plan applies to over 10,000 US stocks, Singapore stocks, and ETFs. Select 'SMART Savings Plan' as the trading direction during order placement to start regular fixed purchases. Payments will be deducted from your uSMART securities account or bank e-GIRO, or a combination of both.

Exchange Currencies (SGD to USD)

Users can hold multiple currencies in uSMART, including USD, SGD, and HKD.

For placing orders, the securities account must have the corresponding currency, such as holding USD for trading US stocks and SGD for trading Singapore stocks.

If you deposit using other currencies (SGD or HKD) but wish to trade in the US market, you can use uSMART’s built-in currency exchange function to convert funds to USD.

Click Trade > Exchange to enter the Currency Exchange page, set the currencies and amounts to be exchanged.

The system will display the current exchange rate Reference Rate. Click 'Confirm', review the exchange details, click 'Confirm' again, and enter your transaction password to complete the currency exchange.

To check the exchange status, click on 'Exchange History'. Generally, the execution speed of currency exchanges is quite fast. Upon successful exchange, the status will be updated to Processed.

Points to Note for Currency Exchange:

• uSMART does not charge any fees for currency exchange.
• Currency exchange can only be performed with cash assets, and the maximum amount you can exchange depends on the cash balance in your account.
• The exchange rate for currency conversion is subject to real-time fluctuations, and the actual transaction rate applies.

Currency Exchange Experience

When exchanging Singapore Dollars (SGD) to US Dollars (USD), the exchange was completed instantly. The exchange rate provided by uSMART was 1.374405 SGD = 1 USD. On the same day, Google Finance showed an exchange rate of 1.3666 SGD = 1 USD, resulting in a difference of 0.007805, which is not significantly large.

uSMART Commission Fees

Commission is a service fee that uSMART charges per order. uSMART offers three commission pricing plans - uSMART Trader, uSMART Standard, and uSMART Intel. You can choose one according to your investment needs when opening an account.

uSMART Trader: Offers ultra-low commission rates suitable for experienced investors. Does not include Welcome Package.

uSMART Standard: Features low commission rates and includes the Welcome Package. Provides access to some SMART trading tools.

uSMART Intel: Includes basic commission rates and the Welcome Package. Grants access to some SMART trading tools. The Asset Under Management (AUM) must be maintained at SGD 2,000; otherwise, it will be downgraded to the uSMART Standard plan.

Below are the commission rates for different plans in US stocks, HK stocks, and Singapore stocks investments.

Summary

uSMART is not only a powerful global investment platform but also your intelligent bridge to international capital markets. With intuitive interface design, diverse financial products coverage, zero-commission options trading, smart regular investments, and 11 advanced order features, uSMART is always committed to providing investors with efficient, low-cost, and intelligent trading experiences.

This article has comprehensively dissected the entire process from account login, asset searching, placing orders, currency exchange, to order management. Whether you are new to overseas investment or an advanced user looking to enhance trading efficiency, you can find practical guidance here. True investment capability comes not only from understanding the market but also mastering the tools at hand.

Now, open the uSMART App and personally experience each step of the operation to start your journey of global asset allocation. If you have any questions during use, feel free to leave a message for discussion or join the official uSMART community to get the latest event information and professional support.

On the path of investment, with tools in hand and strategies in mind, one can move steadily forward. May you achieve success in the global market and build wealth for the future with the assistance of uSMART.