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Report: European crypto cards surpass traditional banks in micropayments

According to online reports, according to Cointelegraph, a report shared by CEX.IO shows that 45% of crypto card transactions in Europe are less than 10 euros (about 11.7 US dollars), surpassing traditional banks in this traditionally cash-dominated microfinance field. The report pointed out that the number of new CEX.IO encryption cards ordered in Europe increased by 15% in 2025, indicating that user interest is growing as more Europeans turn to using digital assets for daily payments. Crypto-card users account for 40% of online transactions, which is almost double the euro zone average (21%) shown by European Central Bank data. Consumption patterns of crypto card holders show they are using the card for daily expenses, with groceries accounting for 59% of purchases and restaurants and bars accounting for 19%. It is worth noting that the average transaction amount of crypto cards is 23.7 euros (US$27.8), which is lower than the 33.6 euros (US$39) for bank cards. The data also shows that stablecoins support 73% of transactions, while major cryptocurrencies such as Bitcoin, Ether, Litecoin and Solana are also used for groceries, catering and transportation payments.

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