According to online reports, at the Consensus 2025 conference, Jose Fernandez da Ponte, senior vice president of digital currency at PayPal, said: "You really want banks to be involved in this area." The bank's infrastructure "will be critical for stablecoins to achieve scale outside the native crypto circle." MoneyGram CEO Anthony Soohoo said that the U.S. stablecoin legislation "will unlock huge potential" and "will answer many questions about trust." The two men expected a new wave of issuance after regulations were clarified, followed by market consolidation. "There won't be 300 stablecoins, and there won't be just two." Fernandez da Ponte emphasized that "we look at circulation speed, active wallets, and transaction volume", which represent actual use. Soohoo added that in high-inflation countries, consumers view U.S. dollar stablecoins as a hedging tool. Both executives pointed out: "Consumers don't care about stablecoins, they care about whether they can solve the problem."